Saturday, August 30, 2008

Mini Panic Attack

Okay so now I have applied at a few schools and realize that I am actually planning to do this thing.
And then it really hit me:
I have no money. I can't even afford to move out on my own where I live now, let alone move back to PA with no back-up or support network. Am I CRAZY? What the heck was I thinking?
I am relying entirely on financial aid and student loan money to support me until I get back on campus and get settled and am able to work out a schedule where I can attend school in the morning and work 4-10pm or so.

panic time
anxiety attack alert

How on earth am I going to manage this?

edited to add:
current options- West Chester Univ of PA as a re-admit
York College of PA because my family lives there
Rollins College Holt School Evening degree program


Mary said...

You will do it, don't worry about the details now. If you get acceptance at West Chester, or anywhere else, that is the time to hound the financial aid office about all of your options. The first thing that you will need to do is to fill out the fasfa application for federal aid ( The info from that form is also used to determine state aid, so you probably do have to move first. From that one application you will receive information as to your eligibility for subsidized and unsubsidized student loans as well. Also, the info you give on the application will use the previous year's income to determine your financial need. So if you will be changing jobs / unemployed at the time your current income level may not be truly reflected on the application. You will probably be better off if you move asap. You may be surprised how much aid you will be eligible for as an independent student. I do not work but I am married with one child. We have an income of around $25,000. It is very difficult to get by on this while attending school, but our low income level has made me eligible for federal and state grants which cover my tuition (I am going to a PA state school which makes it affordable). I also have a small subsidized loan to help cover the cost of books and gas for the commute. So although we are struggling now, after graduation I will have very little debt to repay. If I were you, as soon as you gain acceptance to a college I would research housing in the surrounding areas and employment options. Do any family members live near West Chester? If you can move and find employment soon, you should be set by the time you begin your classes. Then your challenge will be getting your school schedule to work with your job schedule. There is always something, huh?

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